Who uses social networks, probably heard of the challenge 52 weeks. He arrived to simplify the way we put together money.
Although it came up with the proposal to save $ 1 a week, many people start with larger amounts.
To gather $ 15,000 in one year, you must initially save $ 11. The idea is to gather $ 11 each week until the desired value is accumulated.
However, it is worth knowing the advantages and disadvantages of this method to develop your financial education according to the reality you have today. Keep reading and learn more!
The beginning of the year is the right time to set our financial goals, either for the taxes we need to pay or to avoid financial squeezing in the following months. But how many New Year’s promises have you made to raise money and have never been able to? There were probably many! And the obstacle may be on how you decide to do that.
The 52 weeks challenge has become popular on social networks by showing people that it is possible to save money in a simpler way, with low value and without discouraging month by month. This is because adding a low amount all week can be much more interesting. Let’s see how it works?
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Who never started the month talking was going to save money and in a few days spent everything he had? This is because it is recommended to save before spending. That’s right, you should separate an amount to save even before you pay the bills. Another reason that prevents you from continuing to gather money is saving monthly, as transfers get too far from each other. So let’s understand how the 52 weeks challenge can change that.
Also read: How to add 10,000 in 1 year? Challenge 52 weeks 99pay
How does the 52 weeks challenge work?
The 52 weeks challenge is a different strategy for those who want to save money. This is because, instead of raising money a month, you start saving weekly with little money. Thus, it is also possible to leave the transfers programmed. Thus, we save a growing value every week over a year. This challenge became known on social networks with the initial value of $ 1 in the first week, $ 2 on Monday and so on. Until the 52nd week, where will spare $ 52. At the end of one year, the accumulated amount is R $ 1,378.
For those who want a higher value, such as gathering $ 15,000 in 1 year, it is possible to adjust the challenge with higher initial values and the weekly folded increments. See the following table:
| Week | Invested amount (R $) | Accumulated value (R $) |
| 1 | R $ 11 | R $ 11 |
| 2 | R $ 22 | R $ 33 |
| 3 | R $ 33 | R $ 66 |
| 4 | R $ 44 | R $ 110 |
| 5 | R $ 55 | R $ 165 |
| 6 | R $ 66 | R $ 231 |
| 7 | R $ 77 | R $ 308 |
| 8 | R $ 88 | R $ 396 |
| 9 | R $ 99 | R $ 495 |
| 10 | R $ 110 | R $ 605 |
| 11 | R $ 121 | R $ 726 |
| 12 | R $ 132 | R $ 858 |
| 13 | R $ 143 | R $ 1,001 |
| 14 | R $ 154 | R $ 1,155 |
| 15 | R $ 165 | R $ 1,320 |
| 16 | R $ 176 | R $ 1,496 |
| 17 | R $ 187 | R $ 1,683 |
| 18 | R $ 198 | R $ 1,881 |
| 19 | R $ 209 | R $ 2,090 |
| 20 | R $ 220 | R $ 2,310 |
| 21 | R $ 231 | R $ 2,541 |
| 22 | R $ 242 | R $ 2,783 |
| 23 | R $ 253 | R $ 3,036 |
| 24 | R $ 264 | R $ 3,300 |
| 25 | R $ 275 | R $ 3,575 |
| 26 | R $ 286 | R $ 3,861 |
| 27 | R $ 297 | R $ 4,158 |
| 28 | R $ 308 | R $ 4,466 |
| 29 | R $ 319 | R $ 4,785 |
| 30 | R $ 330 | R $ 5,115 |
| 31 | R $ 341 | R $ 5,456 |
| 32 | R $ 352 | R $ 5,808 |
| 33 | R $ 363 | R $ 6,171 |
| 34 | R $ 374 | R $ 6,545 |
| 35 | R $ 385 | R $ 6,930 |
| 36 | R $ 396 | R $ 7,326 |
| 37 | R $ 407 | R $ 7,733 |
| 38 | R $ 418 | R $ 8,151 |
| 39 | R $ 429 | R $ 8,580 |
| 40 | R $ 440 | R $ 9,020 |
| 41 | R $ 451 | R $ 9,471 |
| 42 | R $ 462 | R $ 9,933 |
| 43 | R $ 473 | R $ 10,406 |
| 44 | R $ 484 | R $ 10,890 |
| 45 | R $ 495 | R $ 11,385 |
| 46 | R $ 506 | R $ 11,891 |
| 47 | R $ 517 | R $ 12,408 |
| 48 | R $ 528 | R $ 12,936 |
| 49 | R $ 539 | R $ 13,475 |
| 50 | R $ 550 | R $ 14,025 |
| 51 | R $ 561 | R $ 14,586 |
| 52 | R $ 572 | R $ 15,158 |
At the end of the challenge, you will have saved about $ 15,000. The secret is to maintain consistency and adapt the plan to its reality.
Also read: Step by step to get out of debt in 2025
How to make 15 thousand in a year?
The 52 -week challenge, although a great option to raise money in 1 year, is not the only way to make $ 15,000 during this period, a personal financial planning, clear financial goals, reducing expenses, making extra income and discipline when saving will lead you to create the habit of spending less than you earn and build a solid assets.
In another view, to do $ 15,000 in a year, you would need to gather $ 288 per week, this would give $ 1,152 a month. Starting extra income to have the necessary amount or part of it may be interesting.
Another important question to ask is: earning and spending how you do today is it possible to save part of your income? If not, spending cut is critical. Fill in the Financial Organization Spreadsheet available in the simplifying course: FINANCES WITHOUT RINING CAN HELP YOU.
Also read: Where to keep to multiply your assets?
How to get 15 thousand reais?
Despite the ease of starting to raise money without having to make much, the 52 -week challenge becomes challenging in recent weeks. This is because, as seen in the table above, it will be necessary to gather $ 2,222, which for many people becomes unfeasible without making extra income and it is still risky to loss.
That is, even to raise money in the weeks challenge of the weeks is important a well done planning. To make it easier, let’s list here the advantages and disadvantages of saving weekly:
Advantages of the 52 -week challenge
Develops Financial Education
Start with little money
Encourages to make extra income
Opportunity to plan financially
Invites to cut spending
Possibility of programming investments
Disadvantages of the 52 -week challenge
The final step is more difficult
Recommended start with lower values
Requires financial planning
Risk of damage
Maybe it’s not time for you to use the 52 -week challenge to gather $ 15,000 in a year, but you can certainly start with $ 1 and bring $ 1,378 together in a year, with the aim of motivating to change your financial life in the year 2025. And don’t forget that the calculations presented in this article do not consider possible investments in the period. Thus, the possibilities of gains are greater.
Thinking about it, you can count on the 99pay To start this challenge. Access the APP 99, click 99pay and Finish your registration. You already have. Just use.