SAO PAULO, Nov. 27, 2025 /PRNewswire/ — CAIXA, Brazil’s largest bank by number of clients, credit portfolio, and savings deposits, announces its consolidated results for the third quarter of 2025 (3Q25).
HIGHLIGHTS:
I. Accounting Net Income of R$13.5 billion in 9M25, up 50.3% YoY;
II. Recurring Net Income of R$3.8 billion in 3Q25, up 15.4% YoY;
III. Accounting ROE reached 12.5% as of Sep25, an increase of 2.6 p.p. over 12 months;
IV. Financial Margin reached R$49.2 billion in 9M25, up 8.8% YoY;
V. CAIXA Assets totaled R$2.2 trillion as of Sep25, up 11.4% YoY;
VI. Total Loan portfolio reached a balance of R$1.334 trillion as of Sep25, up 10.3% YoY;
VII. Sustainable Finance Portfolio balance of R$842.2 billion as of Sep25, up 11.8% YoY;
VIII. Total Loan Origination of R$185.1 billion in 3Q25, up 13.3% YoY;
IX. Mortgage Loan Portfolio balance of R$905.0 billion as of Sep25, up 11.4% YoY;
X. CAIXA holds a market share of 67.1% in the mortgage loan segment as of Sep25;
XI. Mortgage loan origination totaled R$174.4 billion in 9M25, down 1.1% YoY;
XII. The Infrastructure and Sanitation loan portfolio reached a balance of R$108.8 billion as of Sep25, up 4.1% YoY;
XIII. Balance of R$109.3 billion in Payroll-deductible Loans as of Sep25, up 8.1% YoY and representing 74.1% of the individual commercial portfolio;
XIV. Balance of R$61.8 billion in Agribusiness Loans as of Sep25, up 3.7% YoY;
XV. Balance of R$1.907 trillion in Total Funding as of Sep25, up 13.0% YoY;
XVI. Balance of R$391.9 billion in savings deposits as of Sep25, up 2.9% compared to Sep24, reaching a 38.8% market share;
XVII. Delinquency Rate of 3.01% as of Sep25, up 0.74 p.p. YoY;
XVIII. Basel Ratio of 16.4% and Tier I Capital of 15.1% as of Sep25, remaining 4.9 p.p. and 5.6 p.p. above the minimum regulatory requirements, respectively.
WEBCAST 3Q25: 11/27/2025, 10h00 am (Brasília): https://ri.caixa.gov.br/en/earningrelease/
3Q25 EARNINGS RELEASE DOCUMENTS: https://ri.caixa.gov.br/en/
Contact: Investor Relations, [email protected]
SOURCE Caixa Econômica Federal
